Think your down payment is all it takes? Think again

Thursday Sep 4th, 2025

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In Ontario, closing costs often sneak up as the real financial surprise ranging from 1.5% to 4% of your purchase price. Here's your smart-as-a-map breakdown before closing day. Why You Should Care You’ve saved your down payment but are you ready for the land transfer tax, lawyer fees, title insurance, inspection costs, adjustments, and more? These hidden expenses can add thousands to your closing tab. What To Expect: - Land Transfer Tax: Provincial (tiered rates), plus... [read more]

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